Equipment & business financing
Funding for the deal your bank said no to.
Broker and direct lender for trucks, trailers, and heavy equipment financing — fast approvals, straight terms, and a team that actually picks up the phone.
- Decision turnaround
- 24–48 hrs
- Credit types accepted
- All
- Equipment financed
- $5K–$500K
- Time in business min.
- None–1 yr
The route to funded
Four stops. No detours.
Every deal runs the same road — you just need to know how to keep it moving.
Submit
Tell us what you're financing and where your credit stands — no scrubbing your file first.
Match
We shop your deal across our lender network to find who actually wants it.
Approve
Terms come back in as little as a day. We negotiate rate and structure on your behalf.
Fund
Sign, and the seller gets paid. Most equipment funds within 48 hours of signed docs.
What we finance
Broker and direct lender — every kind of equipment.
If it moves freight or runs a job site, there's a lender in our network for it.
Semi trucks & trailers
New and used sleepers, day cabs, dry vans, reefers, and flatbeds — owner-operator or fleet.
Construction equipment
Excavators, skid steers, dozers, and cranes financed against the job, not just the score.
Working capital
Short-term capital to cover payroll, fuel, or repairs while bigger receivables catch up.
Startup fleets
New authority or under a year in business? We work with lenders built for first-time buyers.
Trailer-only financing
Adding capacity without a new truck — dry van, reefer, and flatbed trailer terms.
Refinance & payoff
Lower your payment or restructure existing equipment debt into better terms.
Credit challenges welcome
A low score isn't a closed file.
Most brokers stop calling once they see a 500. As both broker and direct lender, we keep going — because a thin file or a rough year doesn't tell the whole story, and it shouldn't end yours.
- Recent bankruptcy or repossession considered case by case
- No minimum credit score to submit an application
- First-time authority and startup businesses accepted
- Prior declines from other lenders don't disqualify you here
Get started
Tell us what you need funded.
Fill out the ticket and a financing specialist will call you back — usually the same business day. Prefer to talk now? 267-963-8691
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